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Find Out About the Latest Scott Air Force Base SAFB, Shiloh, O'Fallon and Swansea Area Homes for Sale Before Anyone Else! 

We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the Scott Air Force Base SAFB, Shiloh, O'Fallon and Swansea, Illinois area MLS, and even later on the national listings web sites, if at all. 

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School Reports in Scott Air Force Base SAFB, Shiloh, O'Fallon and Swansea, Illinois
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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
Which house over 100 years old still holds the title as the largest house in the U.S.?

A 
The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US.
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Susan and David Holden, REALTOR®, real estate agent and broker for Scott Air Force Base SAFB, Shiloh, O'Fallon and Swansea, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan and David Holden
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1668 Windham Way - Lakepointe Centre
OFallon, IL 62269
618-531-4887
Fax: 618-624-8927
susanholdenscott@NUMBER1EXPERT.com


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Photo Credit: U.S. Air Force photo by Master Sgt. Val Gempis Air Force photographs contained herein do not constitute an endorsement by the Department of Defense, Department of the Air Force, the National Guard, the State of Illinois, or Scott Air Force Base

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